CLIENT TRUST ACCOUNT SAFEGUARDS
With respect to client trust accounts required by Rule 1.15 of the South Carolina Rules of Professional Conduct:
(a) only a lawyer admitted to practice law in this jurisdiction or a person under the direct supervision of the lawyer shall be an authorized signatory or authorize transfers from a client trust account;
(b) receipts shall be deposited intact and records of deposit should be sufficiently detailed to identify each item; and
(c) withdrawals shall be made only (i) by check payable to a named payee and not to cash, or (ii) by authorized electronic transfer.
 Rule 2 enumerates minimal accounting controls for client trust accounts. It also enunciates the requirement that only a lawyer admitted to the practice of law in this jurisdiction or a person who is under the direct supervision of the lawyer shall be the authorized signatory or be permitted to authorize electronic transfers from a client trust account. While it is permissible to grant nonlawyer access to a client trust account, such access should be limited and closely monitored by the lawyer. If a lawyer chooses to grant nonlawyer access to a client trust account, the nonlawyer must be an individual under the direct supervision and control of the lawyer. A lawyer should never grant access to closing companies or other, similar entities. The lawyer has a non-delegable duty to protect and preserve the funds in a client trust account and can be disciplined for failure to supervise subordinates who misappropriate client funds. See Rules 5.1 and 5.3 of the South Carolina Rules of Professional Conduct.
 The requirement in paragraph (b) that receipts shall be deposited intact means that a lawyer cannot deposit one check or negotiable instrument into two or more accounts at the same time, a practice commonly known as a split deposit.